●Convenient!

　　Teenagers are busy - we get that. You may never need to come to a bank at all. With the Winners Club you can choose to use handy tellers (方便柜员机) and to bank from home using the phone and the Internet. You can have money directly deposited into your Winners Club account. This could be your pocket money or your pay from your part-time job!

　　●Mega magazine included!

　　Along with your regular report, you will receive a FREE magazine full of good ideas to make even more of your money. There are also fantastic offers and competitions only for Winners Club members.

　　The Winners Club is a great choice for teenagers. And it is so easy to join. Simply fill in an application form. You will have to get permission from your parent or guardian (so we can organize that cool key-card) but it is easy. We can't wait to hear from you. It's the best way to choose to be a winner!

21. Who is the Winners Club intended for? .

A. Parents . B. Winners. C. Teenagers. D. Adults.

22. Which of the following is TRUE about the Winners Club?

A. Services are convenient for its members.

B. The bank opens only on work days.

C. Special gifts are ready for parents.

D. Fees are necessary for the account keeping.

23. What is the purpose of this text?

A. To introduce a new banking service. B. To provide part-time jobs.

C. To organize key-cards. D. To set up a club.

　　　　　　　　　　　　　　　　　　　　B

　　Captain Henry, a 98-year-old American retired fisherman, has become a first-time author, having written and published his autobiography In a Fisherman's Language after learning to read at the age of 91.

　　Mr.Henry spent most of his life without even his closest family members knowing he was illiterate. Forced to quit school in the third grade to take odd jobs, he kept the secret close to his chest, only telling his late wife. Henry's granddaughter, Marlisa, told reporters how he used tricks, like waiting for others to order at restaurants first, to avoid the issue.

　　A family argument in his 90s, she said, aroused his desire for education."He signed a document he could not read about where he was going to live, Marlisa said. Starting with his name, he eventually moved on to the ABC's and children's books. He put them down since his wife fell ill. After the tragic loss of his wife, he went back to reading and began to log (记录) his life. He wrote about his family's voyage from Portugal to the US, how he went on to captain a boat, and his many journeys at sea.

　　His life stories have become so popular that nearly 800 copies were sold in the first two weeks after the book's release. One thousand more have since been printed as requests for the book flood in from as far as Germany. And now even Hollywood producers have approached Mr. Henry about buying the rights to his life story for a big screen adaptation.

The family also now has a book agent and a deal in the works to publish a second edition. Meanwhile, the family says they are reconnecting and closer than ever as a result of Henry's late-life efforts."Everyone has a story," Marlisa said, "It teaches that when you're down and out, never give